M-PESA · Bank SMS · Kenya
Track every M-PESA shilling. Automatically. Privately.
PesaTrack is a free Android app that passively tracks M-PESA and Kenyan bank SMS transactions. It parses each message on-device, categorises the spend, and shows budgets and analytics — without cloud sync, without ads, and with no third-party analytics unless you opt in. Made in Kenya.
TL;DR: PesaTrack reads M-PESA and NCBA SMS on your Android phone, categorises the spend, and shows budgets and analytics. Your transaction data never leaves the device.
What you'll see on day one
Expenses
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Budgets
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Analytics
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Why this is different
Awareness, not anxiety
Neutral facts about your spending — no shame framing, no streaks, no "you overspent". One insight per session, max.
Honest numbers
Transaction fees get their own line. Projections show their assumptions. If we don't have data, we don't invent it.
Privacy by construction
Transaction data never leaves the device. The only telemetry is opt-in anonymous analytics — off by default.
What it tracks today
- M-PESA — Send Money, Buy Goods, Pay Bill, Withdrawal, Received, Deposit, Airtime, Fuliza, M-Shwari
- NCBA — Card purchases, funds transfers, credits, Loop wallet
- Imports — M-PESA PDF statements and Excel spreadsheets, on-device
- Manual entries — for cash or anything else
More banks are on the roadmap as their SMS formats stabilise.
Common questions
Get PesaTrack
Free. Android. No account needed.
Get on Google Play