Features

Each feature card tells you what it does, what it deliberately doesn't do, and which product principle it exists to serve.

awareness-before-action

PesaTrack detects M-PESA and NCBA bank SMS the moment they arrive and turns them into itemised expenses — no typing, no exports.

awareness-before-action

Set a monthly limit per category. PesaTrack shows you where you stand — neutrally, without shaming.

honest-numbers

Monthly, quarterly, and yearly views of where your money went, plus honest illustrations of what it could have grown to.

save-and-invest

Salary, business receipts, refunds, and transfers-in — detected from SMS, categorised, and surfaced alongside your spend.

privacy

Optional PIN + fingerprint or face unlock. Stops casual access on a shared or lost device.

local-first

Backfill months of history from your M-PESA PDF statement or a spreadsheet — parsed on-device, no upload.